references:
- https://theondecknews.com/why-retailers-purchase-now-pay-later-use-financing-companies/
- https://texasnewstoday.com/why-retailers-accept-purchases-now-and-pay-financial-services-later/475605/
- https://www.aiglobalmedialtd.com/posts/page/33/
- https://nowfranchisenews.com/why-retailers-accept-purchases-now-and-pay-financial-services-later/
- https://edition.cnn.com/2021/12/22/business/buy-now-pay-later-christmas/index.html
- https://www.washingtonpost.com/business/2020/04/29/which-iconic-brands-could-disappear-because-coronavirus/
- https://www.blumeglobal.com/learning/differences-between-supply-chain-and-logistics/
- https://www.bis.org/publ/bisbull36.pdf
- https://www.nytimes.com/2020/06/09/well/live/coronavirus-rules-pandemic-infection-prevention.html
- https://www.ready.gov/pandemic
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